RedotPay Fees Bangladesh: Card, FX and ATM Costs 2026
See RedotPay Bangladesh card prices, PAY8U checkout math, conversion, foreign-currency, ATM, and selected-merchant fee layers.
Summary
Checked 2026-08-04
Use PAY8U first for a virtual card, with OFF20 and RED08 as alternatives. Use COUPO for an eligible physical card, with RED80 as the alternative.
Budget at least the official $10 virtual-card or $100 physical-card issuance fee before any optional promotion. Then account separately for conversion, currency, ATM, merchant, and funding-rail costs. Bangladesh Bank’s virtual-asset rule remains a separate gate before funding.
Published cost layers
| Cost | Published amount | When it matters |
|---|---|---|
| Virtual card issuance | $10 once | Before the card is issued. |
| Physical card issuance | $100 once | Delivery and account eligibility are separate. |
| Monthly or annual card fee | None | RedotPay says no management, monthly, or annual fee. |
| Crypto conversion | 1% | When crypto conversion is involved. |
| Non-card-currency transaction | 1.2% | When the transaction is outside the card currency. |
| USD-card ATM withdrawal | 2% up to the published monthly tier | Physical card only; the ATM may add its own fee. |
| Selected merchants | 1.5%, $0.50 minimum after 3 monthly waivers | Only listed merchant categories. |
PAY8U calculation
Use OFF20 (alternative) on the virtual-card order for 20% off. The calculation is $10 × 0.80 = $8. Confirm the $8 discounted total in the app before payment.
The $5 welcome reward is not part of this calculation. It becomes spending credit after activation, lasts 30 days, and cannot pay issuance.
Avoid a misleading BDT estimate
The card fees are published in USD, while a BDT equivalent changes with the lawful funding route, exchange rate, spread, conversion, and any third-party charge. Use the live total shown by the provider you are legally allowed to use rather than a static taka promise.
Read the Bangladesh pillar, virtual-card steps, and physical delivery status before paying.
Check the displayed totalSources and verification
- RedotPay card issuance fees — Official RedotPay, checked 2026-08-04
- RedotPay ATM and currency fees — Official RedotPay, checked 2026-08-04
- Selected merchant transaction fees — Official RedotPay, checked 2026-08-04
- Bangladesh Bank prohibition regarding virtual assets — Official announcement, checked 2026-08-04
Recent updates
- : Use PAY8U first for a virtual card, with OFF20 and RED08 as alternatives. Use COUPO for an eligible physical card, with RED80 as the alternative.
- : Published the Bangladesh cost owner with current official fee layers and a local-rule gate.
Frequently asked questions
How much is a RedotPay virtual card in Bangladesh?
Does RedotPay charge monthly fees?
Can I use the $5 reward to buy the card?
Part of RedotPay Country Guides
Related guides
- RedotPay Bangladesh: Registration and Virtual Card Guide 2026 Check RedotPay Bangladesh eligibility, local virtual-asset rules, KYC, card costs, PAY8U, delivery, and safe payment tests.
- RedotPay Virtual Card Bangladesh: Price and Setup 2026 Check the RedotPay virtual-card route in Bangladesh, the $10 price, PAY8U checkout rule, KYC, billing address, and local-law caveat.
- RedotPay Physical Card Delivery Bangladesh: Status 2026 Check whether RedotPay lists Bangladesh for physical-card delivery, the $100 fee, address, production, activation, and safe order rules.
- How to Withdraw RedotPay to bKash in Bangladesh Answer-first Bangladesh guide to withdrawing RedotPay funds to bKash using BDT P2P or an on-chain USDT transfer.
- RedotPay Card Declined Bangladesh: Checks and Fixes Use a Bangladesh-specific RedotPay decline checklist for balance, settings, currency, billing address, merchant rules, app records, and safe retries.
RedotPay support in Bangladesh
Checked 2026-08-12- Account & KYC
- Supported
- Virtual card
- Supported
- App access
- Available
Current RedotPay restriction lists leave a conditional account and card route. Bangladesh Bank restricts transactions to obtain virtual assets, so check current local rules before funding this stablecoin-based product.
Recommended path: register, complete KYC, and check virtual-card eligibility in the app.
Get the RedotPay sign-up reward and virtual-card discount
Use the two offers at different steps. The sign-up reward does not pay the card application fee.
Invite-link reward
Register through our invite link to receive the $5 reward when eligible.
Virtual-card promo code
Enter PAY8U during the $10 virtual-card application to get 20% off and pay $8. Confirm the discounted total before payment.
PAY8U
Alternative virtual-card code: OFF20